Help with budgeting

Two online tools to help you with managing your budget:

Economiser , provided by the National Consumer Agency (NCA) looks at 5 of the main areas of expense and where you might be able to make some changes. It provides tips on saving money. The NCA also has a budget planner.

MABS Budgeting tool can identify areas where you can make changes, to reduce spending and to develop a realistic budget that you can stick to. MABS suggests that you use the MABS spending diary for 2 weeks to see where you are spending your money before you fill out your budget.

Both calculators compare the figures that you input on your main areas of expense with an ‘average’ figure for your household type.