Low-interest credit union loans

The Personal Microcredit Scheme provides small credit union loans at low interest rates. These loans are available to people getting a social welfare payment who may have difficulty getting credit from other sources.

The scheme aims to reduce dependence on moneylenders with very high interest rates. The loans are called It Makes Sense loans.

You can get a list of participating credit unions on itmakessenseloan.ie .

Find out more about the Personal Microcredit Scheme on citizensinformation.ie.